SGI-USA Membership Survey, 1997

Data Archive > U.S. Surveys > Religious Groups > Members or Leaders > Other > Analysis


CASHCRDT

Now, we'd like to know how you would respond to a couple of common decisions. For each situation, please indicate how you would most likely respond. Let's say you were in a store and saw something you really wanted, but you didn't have enough cash to buy it. Would you be more likely to:
  1) Buy it on credit.
  2) Save up your money and return to buy it later.
  3) Can't choose

Category Frequency Percentage Cumulative Percentage Z-Score
Buy it on credit. 132 33.3% 33.3% -1.37
Save up your money and return to buy it later. 259 65.4% 98.7% .65
Can't choose 5 1.3% 100% 2.67

Variable Comparisons


Age (I-AGE)

Less than 25 25-39 40-49 50-64 65 + TOTAL
Buy it on credit. 37.5%
3
29.1%
32
32.8%
43
42.9%
39
28.6%
10
33.9%
127
Save up your money and return to buy it later. 62.5%
5
69.1%
76
64.9%
85
57.1%
52
71.4%
25
64.8%
243
Can't choose 0.0%
0
1.8%
2
2.3%
3
0.0%
0
0.0%
0
1.3%
5
TOTAL 100.0%
8
100.0%
110
100.0%
131
100.0%
91
100.0%
35

375


Education (I-EDUC)

High school or less Some college Trade school, or junior college Bachelor's degree Graduate or professional degree TOTAL
Buy it on credit. 28.6%
16
35.0%
35
22.4%
17
31.5%
29
50.7%
34
33.5%
131
Save up your money and return to buy it later. 71.4%
40
64.0%
64
75.0%
57
68.5%
63
46.3%
31
65.2%
255
Can't choose 0.0%
0
1.0%
1
2.6%
2
0.0%
0
3.0%
2
1.3%
5
TOTAL 100.0%
56
100.0%
100
100.0%
76
100.0%
92
100.0%
67

391


Marital status (I-MARITAL)

Married Living with a partner Divorced/Separated Widowed Single Other (please specify) TOTAL
Buy it on credit. 32.7%
53
29.0%
9
43.1%
31
31.6%
6
30.0%
30
28.6%
2
33.5%
131
Save up your money and return to buy it later. 65.4%
106
67.7%
21
56.9%
41
68.4%
13
69.0%
69
71.4%
5
65.2%
255
Can't choose 1.9%
3
3.2%
1
0.0%
0
0.0%
0
1.0%
1
0.0%
0
1.3%
5
TOTAL 100.0%
162
100.0%
31
100.0%
72
100.0%
19
100.0%
100
100.0%
7

391


Race (I-RACE)

White Black Asian/Pacific Islander Latino/Hispanic Other (please specify) TOTAL
Buy it on credit. 41.9%
67
33.9%
19
26.1%
23
36.4%
8
23.2%
13
34.0%
130
Save up your money and return to buy it later. 56.3%
90
66.1%
37
72.7%
64
59.1%
13
76.8%
43
64.7%
247
Can't choose 1.9%
3
0.0%
0
1.1%
1
4.5%
1
0.0%
0
1.3%
5
TOTAL 100.0%
160
100.0%
56
100.0%
88
100.0%
22
100.0%
56

382


Sex (I-SEX)

Male Female TOTAL
Buy it on credit. 33.9%
42
33.8%
88
33.9%
130
Save up your money and return to buy it later. 64.5%
80
65.0%
169
64.8%
249
Can't choose 1.6%
2
1.2%
3
1.3%
5
TOTAL 100.0%
124
100.0%
260

384


Household income (I-INCOME)

< $20,000 $20,000 - $30,000 $30,000 - $40,000 $40,000 - $50,000 $50,000 - $60,000 $60,000+ TOTAL
Buy it on credit. 26.7%
31
38.2%
34
38.1%
24
28.9%
11
57.9%
11
38.2%
13
34.5%
124
Save up your money and return to buy it later. 72.4%
84
61.8%
55
61.9%
39
68.4%
26
42.1%
8
55.9%
19
64.3%
231
Can't choose 0.9%
1
0.0%
0
0.0%
0
2.6%
1
0.0%
0
5.9%
2
1.1%
4
TOTAL 100.0%
116
100.0%
89
100.0%
63
100.0%
38
100.0%
19
100.0%
34

359